Motor Insurance
Protect your vehicle against accidents, theft and unexpected damage — for personal cars, PSVs and commercial fleets across Kenya.
- Same-day cover notes
- Comprehensive & third-party
- 24/7 roadside support
IRA-Regulated · Nairobi, Kenya
Insurance built around real life risks.
From a fender-bender on Mombasa Road to a bad harvest in Nakuru — we structure cover that actually pays out when you need it. Independent advice, arranged by people who pick up the phone.
IRA-Regulated10+ Years in Kenya5,000+ Clients Protected20+ Industries Served
10+
Years Experience
5,000+
Clients Protected
20+
Industries Served
24/7
Support Available
What We Cover
Cover for the risks you actually face
From your daily commute to a container clearing at Mombasa port — one advisor, every policy handled end to end.
Health Insurance
Cover inpatient, outpatient, maternity and chronic care at leading hospitals — so a medical bill never becomes a family crisis.
- Wide hospital panel
- Individual & family plans
- Optional dental & optical
Life Insurance
Make sure the people you love are financially secure — with term life, whole life and education savings plans.
- Flexible premiums
- Education savings
- Last-expense options
SME Insurance
An all-in-one package for small and medium businesses — fire, burglary, money in transit and business interruption in one policy.
- Fire & burglary
- Money in transit
- Business interruption
Agriculture Insurance
Cover for crops, livestock and greenhouses — including weather-index cover that pays out when drought or excess rain hits.
- Crop & livestock
- Weather-index cover
- Agribusiness assets
Cyber Insurance
Cover for data breaches, ransomware attacks and business interruption — with incident response and third-party liability included.
- Incident response
- Data restoration
- Third-party claims
Why Royal Ville
A trusted partner, not just a broker
We built Royal Ville around the idea that insurance should be simple, human and reliable — especially when it matters most.
Client-First Advice
Independent guidance — we shop the market to fit your needs, not a single insurer's quota.
Fast Claims Support
We follow through with underwriters so your claim moves quickly and clearly.
Local Expertise
Nairobi-based, Kenya-focused. We understand the risks and regulations you actually face.
Value Without Compromise
Better premiums through bundled cover and long-standing insurer relationships.
Most Requested
Featured insurance products
Our most popular covers, tailored for Kenyan families and businesses.
Motor Insurance
Protect your vehicle against accidents, theft and unexpected damage — for personal cars, PSVs and commercial fleets across Kenya.
- Same-day cover notes
- Comprehensive & third-party
- 24/7 roadside support
Health Insurance
Cover inpatient, outpatient, maternity and chronic care at leading hospitals — so a medical bill never becomes a family crisis.
- Wide hospital panel
- Individual & family plans
- Optional dental & optical
SME Insurance
An all-in-one package for small and medium businesses — fire, burglary, money in transit and business interruption in one policy.
- Fire & burglary
- Money in transit
- Business interruption
Real-World Scenarios
From farms to fleets, we cover real risks.
Every business we cover looks different. Here are a few of the scenarios our advisors structure policies around every week — practical, sector-specific, and priced for the real world.
A matatu SACCO on Thika Road
Fleet motor cover + PSV liability, structured so a single accident doesn't ground the business.
A maize farmer in Uasin Gishu
Weather-index crop cover that pays out automatically when rainfall drops below threshold.
An importer clearing Mombasa port
Marine cargo open cover with same-day documentation for the clearing agent.
A contractor building in Kilimani
Contractors All Risk plus third-party liability for the full duration of the project.
Client Stories
Trusted by families and businesses across Kenya
"Royal Ville made switching our SME cover effortless. Their team took time to understand our business and got us a better rate."
Wanjiku M.
Founder, Amara Interiors
"My motor claim was settled in days, not weeks. Professional, clear communication throughout — exactly what you want from an insurer."
David O.
Client, Nairobi
"We rely on Royal Ville for our crop and WIBA cover. Local expertise you can actually reach on the phone."
Grace K.
Director, Green Fields Agri Ltd
FAQ
Answers to common questions
Everything you need to know before you get covered.
Get covered today
Get covered today — with cover that actually fits.
A tailored quote takes 5 minutes. Our team will handle the rest.
Get in Touch